integrated network of SME financing services platform

Experts ' comments on Beijing Zhi Zhi Li, Chairman of future marketing consulting group: the network connection between the SMEs and the banking platform in the world, markets are in need of such professional organizations to operate. However, in order to profit by other value-added services, it is more difficult. This is because in the Internet era, between customers and enterprisesLines are very short, so can truly achieve a profit the key depends on the global network for small and medium enterprises and banks can provide unique value and service. 　　Godfather of Chinese growth perspectives blog Fang xingdong and put a new business direction – the financing platform: global networks. "Global network of some accident. "Fang xingdong said. Did IT MarchThe financial services industry, does seem to cross-border. 　　However, this time, Fang xingdong clear: only platform without financial implications, risks are borne by the cooperative bank. As founder and Chairman of the global network, Fang xingdong is called global network of "Wikipedia's financial", which is building a large-scale financing cooperation platform via the Internet, through technology,Technical innovations such as outsourcing and crowdsourcing, mobilize social forces, a significant reduction in Bank loans before and after loans and credits in the whole process of work, resolve and control risk, cooperation Bank break through the bottleneck of traditional patterns, final volume to solve the financing problem of SMEs. 　　This envisages the financing difficulties of small and medium enterprises in the context, does seem to have a huge demand for reality. Fang xingdongThe China business reporters: currently in Yiwu, there have been many small business owners through a global network of networks platform successful loan, walked out of the financing difficulties. Fang xingdong said, the current through the global network has nearly 3,000 small and medium enterprises to get a loan, loans totalling more than $ 7.5 billion, an average of more than 2.6 million Yuan. In this process, the World Wide Web only charge a successful loanEnterprises of each commissions of $ 1500, which is obviously financing intermediary fees much cheaper than under the current line. In Fang xingdong's view, the more important features of the platform can reduce the additional expenses of SMEs. "Ordinary loans had to be found, additional expenditure and, through the global network, so for a fee. "At the same time, he said: China Construction Bank (601,939) through this platform a head office and the other on the amount of the loans granted, does not occupy the usual lines, it has also prompted bank account managers have greater enthusiasm to service global network of customers that have recommended. It is understood that the world wide web since September last year after officially launched, successfully achieving network of SMEs loan applications and interactions with the CCB Shen credit data and began formally accepting ZheJiang province small and medium enterprises network of loan applications. Soon, this model was a large number of replication. 　　Now, there are a number of banks involved, such as industrial and commercial bank (601,398), Bank of China (601,988), and so on. How to find the financing needs of these customers, global network of practice is through professional associations and chambers of commerce market recommendations. Fang xingdong said:"This Chamber of commerce organizations, can help members to thaw the capital, is a value-added service, so they were very interested in doing. "In fact, through the selection of these chambers, has masked a number of risks. 　　Of course, Fang xingdong said: only global network platform, the final risk is also guaranteed by the Bank or company, they will carry out professional filter. "IIt is clear that what they do, it is suggested that global network make a guarantee company, but we are not doing, its participation in trade, impartiality be questioned, yet clearly the boundaries of. "Fang xingdong said, although there are now only charge $ 1500, was less in size can't be profitable, but reaches a certain magnitude, it would beReversed. 　　This practice was actually thought in the traditional business of the Internet. For the future of the global network diablo 3 gold, Fang xingdong hope by providing loan services, gathered a group of small and medium enterprises, and they formed a database of SMEs, which can be combined with more third parties, to provide SMEs with more professional services, such as management consulting and software services, and thenThen teamed with these business services institutions. Companies mirror global network was formally launched in September 2010 diablo 3 power leveling, is an open, comprehensive, integrated network of SME financing services platform, through innovation and technological innovation, realize the mass demand for loans for small and medium size enterprises. On September 2, 2011, the State Secretary for Ministry of small and medium enterprisesSmall business information network and global networks sign strategic cooperation agreement, and build a "China SMEs financing service platform", was currently "Zhejiang model" the country.