strict classification process

Chairman Shang Fulin, China Banking Regulatory Commission, recently attended the China Banking Regulatory Commission at the opening ceremony of the outstanding middle-aged and young leading cadres training class for 2011 period stressed that the present, it is particularly necessary to do local government financing loans, real estate loans, financial services, shadow banks, and other major risk prevention and control. Turning to vigorously improve the system of the CBRC cadres when judgment, Shang Fulin, pointed out the need toTraining ability to determine accurately the ability and disposition to risk, overall business situation and the major risks in banking, operating conditions and risk aspects of individual banks to make proper judgments, it is necessary to distinguish between Bank risk is liquidity risk is the risk of settlement risks, is the single body or regional risk and systemic risk, make recommendations for disposal and take the appropriate measures in time. Capital inflowsStocks (eleven-twenty fifths) unit fled to cut meat must regret having sudden boom is not likely in a move investors Gospel: hold stocks saved! Shang Fulin, cautioned that current major risks in the banking sector, including local government financing loans swtor power leveling, real estate loans, financial services, shadow banks and other aspects of risk, for this special to do with this kind of risk prevention and control�� Silver run of the China Banking Regulatory Commission recently released report shows that local government financing and straighten the CBRC has achieved remarkable progress in its work. The third quarter, the CBRC continued to take measures to promote further resolve loans risk of banking institutions. On one hand, continue to strictly access controlled loans in a prudent; on the other hand, regulating stock of rectification and reform,Continue to implement dynamic account management, complement arriving correction pledge guarantee, contract, strict classification process, risk capital the old republic power leveling, and set aside provision for risk management and offset measures. In addition, the China Banking Regulatory Commission will also continue to strengthen prevention and control of risks of real estate loans. For the current situation in the housing market, the CBRC has asked banks to pay close attention to real estate loan risk of change, increased risk of troubleshooting and fieldFrequency of visits, comprehensive knowledge of credit financing of enterprises through various channels, strengthening of land, real estate and other timely valuations and ongoing management of the goods pawned; requirements on the premise of strictly differentiated mortgage policy, first met first, small apartment, home purchase loan demand. For finance and shadow banking, the CBRC has also given notice to request banking institutionsSound liquidity evaluation system, strict implementation of the deposit and lending indicators daily examination requirements, no high interest rates put storage in disguise through the issuance of short-term financial products, avoiding regulatory requirements, for regulatory arbitrage. But for how shadow banking supervision, there is no a clear regulatory thinking. Shang Fulin: major risk prevention and control of China Banking Regulatory Commission Chairman Shang Fulin, realBank short-term financing slam Shang Fulin: strengthening the supervision of systemically important banks Shang Fulin: comprehensively strengthening the supervision of systemically important banks Shang Fulin: experiences of rural credit cooperative situation has dramatically changed look to stimulate greater innovation in Shang Fulin: rural credit cooperatives operating conditions improved significantly curb Bank Shang Fulin Shang Fulin, halted financial alienation within one month period "regulator ideas": increasedSet aside "forward-looking" risk